Hello, travel lover

It’s good to treat you. Your Virgin Red Rewards Mastercard® is ready and waiting for adventures. Where will it take you?

Earning Virgin Points, easy as pie

Every single time you tap, swipe or make a purchase online, your Virgin Red Rewards Card is an opportunity to top up your points balance and start taking off on adventures, setting sail at sunset, or settling into a stylish stay. Here’s how it works…*

3

VIRGIN POINTS PER $1

Virgin Atlantic, Virgin Hotels and Virgin Voyages

2

VIRGIN POINTS PER $1

Grocery stores, dining out, select streaming services, EV charging

1

VIRGIN POINT PER $1

On everything else, anywhere Mastercard is accepted

Personal Perks that open doors
around the world

Earn your choice of up to two Personal Perks each year from Virgin Atlantic, Virgin Hotels and Virgin Voyages. Spend $15,000 in a cardholder year to choose one Personal Perk or $30,000 to choose a total of two.

VIRGIN ATLANTIC

Take off with a companion voucher or cabin upgrade

VIRGIN HOTELS

Check in for an extra night or priority suite upgrade

VIRGIN VOYAGES

Set sail with a bar tab credit on us or Blue Extras Perk Package

LEARN MORE

This card is bursting with benefits*

FLY THROUGH
THE TIERS

Earn Virgin Atlantic Flying Club Tier Points without even leaving the ground. Earn 25 Tier Points when you spend $2,500 in a month, up to a maximum of 50 Tier Points per month.

MAKE IT A LONG
WEEKEND

Relax and enjoy yourself with an extra night on us. Book two nights and get your third free at participating Virgin Hotels properties once a year.

CARDS FOR
THE WHOLE CREW

Bring your friends and family on board. We’ll give you 2,500 Virgin Points as a bonus when you add a loved one as an additional cardholder (lucky them). Up to 10,000 points.

ANNIVERSARY
POINTS BOOST

We’ll give you 5,000 Virgin Points each year upon card renewal. It’s our way of saying thank you for setting out on some epic adventures with us. We’re nice like that.

NO FOREIGN
TRANSACTION FEES

Heading off on a big adventure overseas? No need to worry about foreign transaction fees with your Virgin Red Rewards Card. We’ve taken care of those for you.

VIRGIN POINTS
DON'T EXPIRE

Planning a big trip in the future? Sounds exciting. You don’t need to worry that your points will disappear before you go because Virgin Points won’t go anywhere without you.

ALL THIS FOR A CARD FEE OF JUST $99 A YEAR*

Champagne moments this way

Virgin Red is the rewards club from Virgin. Earn Virgin Points and unlock epic rewards from Virgin and brands you love.

Charitable Causes
Epic Experiences
Charitable Causes
Epic Experiences
Charitable Causes
Epic Experiences
Days Out
Travel
Movie Tickets
Family Days Out
Travel
Movie Tickets
EXPLORE REWARDS

It’s a Mastercard so you get all this

MASTERCARD GLOBAL SERVICE®

Comprehensive customer service whenever the cardholder needs it, servicing cardholders around the world and around the clock.

MASTERCARD PRICELESS

Access unique events and one-of-a-kind activities across dining, music, sports, and culture through Mastercard Priceless Experiences.

MASTERCARD ID THEFT PROTECTION™

Fraud monitoring, notifications about suspicious activity and help on hand when you need it.¹

WORLD ELITE CONCIERGE SERVICE

From travel planning to reservations, experts are ready worldwide. Start your request at concierge.mastercard.com.²

EXPLORE MASTERCARD BENEFITS

Your Virgin Red Rewards Card 
is designed to be simple

MANAGE YOUR ACCOUNT ONLINE

RECEIVE PAPERLESS STATEMENTS

SET UP AUTO PAY FOR MONTHLY BILLS

CUSTOMIZE YOUR NOTIFICATIONS

PAY YOUR CARD BILL QUICKLY ONLINE

CHECK YOUR CREDIT SCORE FOR FREE**

Manage your account

Get the most from your card

Explore benefits Manage account Customize alerts Add to digital wallet

*Subject to credit approval:

REWARD POINTS: See Credit Rewards Terms for details. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify. EV Charging Stations do not include merchants of Parking Lots, Parking Meters and Parking Garages.

PERSONAL PERKS: See Credit Rewards Terms for details. Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.

TIER POINTS: See Credit Rewards Terms for details.

VIRGIN HOTELS BENEFIT: See Credit Rewards Terms for details. Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails.

ADDITIONAL CARDHOLDER BONUS: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user. See Credit Rewards Terms for details.

ANNIVERSARY BOOST: In each year that the Virgin Red Rewards Mastercard Account is renewed, the Primary Accountholder will earn a bonus of 5,000 points, which will post to your Rewards Program Account within 1-2 Statement Periods provided your Rewards Program Account is open and in good standing.

NO FOREIGN TRANSACTION FEE and ANNUAL FEE: See Credit Rewards Terms.

**Credit score is provided by TransUnion and is available by accessing the online account service site. Scores are available online only to primary cardholders with an open account.

1Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.

2These resources are provided for your enjoyment and convenience, which, except where noted as a benefit to Mastercard cardholders, consist of products and websites provided by third parties with no affiliation with or connection to Mastercard. Any third-party products and services may be subject to such third party’s availability, restrictions and terms and conditions.

The Virgin Red Rewards Card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.