How it works
2
Select your product
Provide us information on the product you want to purchase.
3
Get a decision
If approved or pre-qualified, you will receive a code via email to finalize your purchase.
4
Visit us in-person
Bring your code and two forms of identification to complete your secured installment loan.
Level up with Synchrony Secured Installments
Help fit your purchases into your budget:
1
Products you want
Finance your purchases both new and used, including service, maintenance, add-ons, accessories and more
2
Brands you love
Purchase from hundreds of manufacturers and dealers
3
Offers to explore
Get a payment solution that helps fit the cost into your budget with available financing offers
FAQs
Have questions? We have answers.
What can I finance with a Synchrony Secured Installment loan?*
You can use a Synchrony Secured Installment loan to pay for your new or used powersport vehicles, trailers, musical instruments, and lawn & garden products. This includes financing extended warranties, service and maintenance plans, add-on equipment, tax title and license and accessories into one loan.
How much can I finance with a Synchrony Secured Installment loan?*
Your application is subject to credit approval. Please reach out to us to see what products may qualify for a Synchrony Secured Installment Loan. With flexible financing options, you can get a monthly payment that helps fit the cost into your budget and lifestyle.
What terms are available with a Synchrony Secured Installment loan?*
Ask us what loan terms may be available for your purchase.
Can I finance a warranty for my vehicle or equipment?
Yes, you can include warranties for vehicles and equipment in your monthly payment with one Synchrony Secured Installment loan.
What happens when I pay off my Synchrony Secured Installment loan?
When the loan is paid off the title will be released, and the equipment is yours free and clear.
What information do I need to provide to apply?
Simply fill out the consumer application, which requires your first and last name, social security number, address and income.
What if I have difficulty paying/default on my loan? What happens to my vehicle/equipment?
Synchrony offers assistances for those experiencing hardships and unable to make payments on their loan. Please call 1-866-220-9432, or reach out to Customer Service to learn about available repayment options.