Manage your At Home Insider Perks® Credit Card
6 Months Special Financing on At Home purchases of $299 or more*
Earn Unlimited Rewards**
Earn 5% back in Rewards on At Home Purchases**
3% back in Rewards** everywhere else Mastercard® is accepted
Frequently Asked Questions
Have questions? We have answers.
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You can apply for an At Home Insider Perks® credit card in any At Home store or online by visiting www.athome.com/creditcard
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At Home Insider Perks® credit card holders will receive:
- 10% off your first purchase when you open a new account**
- $5 reward certificate for every $100 spent on At Home purchases*
- 6 months special financing on At Home purchases of $299 or more***
- No annual fee‡
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All questions about your At Home Insider Perks® credit card, including but not limited to the below issues, can be answered by Synchrony Bank.
- Account information
- QR code and temporary cc numbers
- Statements
- Pay your bill
- Application status
- Updating your billing address, phone number, or email address
- At Home Insider Perks® rewards certificate
- Questions about your credit limit and interest rate
- Disputes and chargebacks
- Late fees
To pay your bill, login to your account or pay your bill as a guest.
Synchrony Bank can be reached at 1-855-474-7024
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Cardholders earn a $5 Reward certificate for every $100 spent at At Home. They are valid for 90 days from issue date. See the At Home Insider Perks® Credit Card and At Home Insider Perks® Mastercard Rewards Program for complete details or contact Synchrony Bank at 1-855-474-7024.
Manage your At Home Insider Perks® credit card account:
- Activate your card
- Check your balance
- Add an authorized user
- Make a payment
- Track points to your next reward certificate
- Access available reward certificates to use on At Home purchases
- Go paperless to avoid $1.99 paper statement fee.***
*Subject to credit approval. Minimum monthly payments required. See store for details. We reserve the right to discontinue or alter the terms of this offer at any time.
**Rewards: Purchases subject to credit approval. At Home Insider Perks® credit cardholders are eligible to earn rewards on purchases made with their At Home Insider Perks® Credit Card or At Home Insider Perks® Mastercard account. Rewards apply to net card purchases (purchases minus returns and adjustments). Cardholders will earn five (5) points for each dollar ($1) of net card purchases made in At Home store locations or www.athome.com. At Home Insider Perks® Mastercard cardholders will earn three (3) points for every dollar ($1) spent in net card purchases made at any other participating merchant or services where Mastercard is accepted. Points will be deducted for any returns or credits made on the cardholder account. Points will appear on your monthly statement. A $5 reward certificate (“Reward Certificate”) will be issued for every 500 points earned. Reward Certificates may be issued in $5, $10, $15 or $20 denominations. A cardholder can receive up to four (4) Reward Certificates per statement month. Reward Certificates are valid for 90 days from issue date. See the At Home Insider Perks® Credit Card and At Home Insider Perks® Mastercard Rewards Program Terms for complete details.
Your At Home Insider Perks® Mastercard or At Home Insider Perks® Credit Card is issued by Synchrony Bank. The Synchrony Bank Privacy Policy governs the use of the At Home Insider Perks® Mastercard or At Home Insider Perks® Credit Card. The use of this site is governed by the use of the Synchrony Bank Internet Privacy Policy, which is different from the privacy policy of At Home.
The At Home Insider Perks® Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
***$1.99 Monthly Paper Statement Fee will be charged to your account in any billing cycle in which your balance is greater than $2.50 and you are sent a monthly billing statement in paper form (even if one is also provided to you in electronic form). You can avoid this fee by receiving your monthly billing statement only in electronic form. Refer to your credit card agreement for details. To confirm your choice, please log in to your account at https://athome.syf.com/.