Manage your At Home Design Rewards® Credit Card

6 Months Special Financing on At Home purchases of $299 or more3

Manage my account Pay my bill
Not registered? Get started
Not a cardholder yet? Apply now
At Home card art

Earn Unlimited Rewards2

Earn 6% Back in Rewards on At Home purchases when you spend less than $350 annually.2

Earn 7.5% Back in Rewards on At Home purchases when you spend $350 or more annually.2

3% back in Rewards3 everywhere else Mastercard® is accepted

Access My Rewards

Frequently Asked Questions

Have questions? We have answers.

¹ 15% off your first purchase. Subject to credit approval. Valid for new accounts only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value.

 

² Rewards: Purchases subject to credit approval. See the At Home Design Rewards® Program Terms at https://www.athome.com/terms.html for complete details.

 

³ Subject to credit approval. Minimum monthly payments required. See https://www.athome.com/creditcard.html for details. We reserve the right to discontinue or alter the terms of this offer at any time.

 

***$1.99 Monthly Paper Statement Fee will be charged to your account in any billing cycle in which your balance is greater than $2.50 and you are sent a monthly billing statement in paper form (even if one is also provided to you in electronic form). You can avoid this fee by receiving your monthly billing statement only in electronic form. Refer to your credit card agreement for details. To confirm your choice, please log in to your account at  synchrony.com/signin.   

 

‡No Annual Fee. New Accounts as of 10/01/2026: Variable Purchase APR 33.49%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Design Rewards™ Mastercard: Variable Cash APR 33.49% and 5% Fee ($10 min). Foreign Transaction Fee 3%.

 

Your At Home Design Rewards® Mastercard or At Home Design Rewards® Credit Card is issued by Synchrony Bank. The Synchrony Bank Privacy Policy governs the use of the At Home Design Rewards® Mastercard or At Home Design Rewards® Credit Card. The use of this site is governed by the use of the Synchrony Bank Internet Privacy Policy, which is different from the privacy policy of At Home.

 

The At Home Design Rewards® Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.