Pay your bill, view balance, transactions, set alerts, and more.
There are so many ways to earn Sam’s Cash® with a Sam’s Club Mastercard.
5% back
On gas and EV charging*
On first $6,000 per year, then 1%
3% back
On Sam's Club purchases for Plus Members*
Club Members earn 1%
On dining and takeout*
1% back
On other purchases*
Visit www.samsclub.com/credit, click “apply now” or “see if you prequalify” and get a decision in seconds with no impact to your credit score.
When you apply or see if you prequalify, you will first be considered for the Sam’s Club Mastercard. If you are not approved for or prequalify for the Sam’s Club Mastercard, you will then be considered for a Sam’s Club Credit Card, which does not earn Sam’s Cash.
Yes, you need to be a Sam’s Club member to apply for a Sam’s Club credit card. To learn more about membership, visit Join the Club.
Sign in to your account at SamsClub.Syf.com and enter the required information to login.
Sign in to your account at SamsClub.Syf.com, enter the required information, then create a username and password.
Login to manage your credit card account at SamsClub.Syf.com. You can pay your bill, set up monthly payments, customize your notifications and more. Don’t want to login? Select “Pay as Guest”
Login to your account at SamsClub.Syf.com and select “Statements” to view your billing statements.
Yes, you can use your Sam's Club Credit Card or Sam's Club Mastercard in Scan and Go! For more information and to download the Sam’s Club app, visit https://www.samsclub.com/content/scan-and-go
Click here to activate your new Sam’s Club Mastercard or Sam’s Club Credit Card.
Yes, simply add your Sam’s Club Mastercard to your Apple Wallet and make purchases anywhere Apple Pay is accepted. Learn more
Yes, simply add your Sam’s Club Mastercard® to your Google Wallet or Samsung Wallet and make purchases anywhere Google Pay or Samsung Pay are accepted. Learn more
Yes, you can use your Sam’s Club Credit Card and Sam’s Club Mastercard at Walmart® locations nationwide and on Walmart.com.
Login to manage your Sam’s Club Business Mastercard or Sam’s Club Business Credit Card accounts at sams.syf.com/commercial. You can make payments, access invoices, view account details, download transaction details, and more.
Visit www.samsclub.com/credit, scroll down the page and click on the banner “Apply for the Sam’s Club Business credit card”.
When you apply, you will first be considered for the Sam’s Club Business Mastercard. If you are not approved for the Sam’s Club Business Mastercard, you will then be considered for a Sam’s Club Business Credit Card, which does not earn Sam’s Cash.
Visit SamsClub.com to learn more about Sam’s Cash, including how to use it, more ways to earn it, and where to track your available Sam’s Cash and earnings.
Yes, you can use your Sam's Club Credit Card at Sam's Club fuel stations! Pay at the pump or through the app with Scan & Go. You can also use your Sam's Club Credit Card at Walmart fuel stations.
Yes, you can use your Sam's Mastercard® anywhere Mastercard is accepted and earn 5% back on gas (on first $6,000 per year, then 1%).
**Sam’s Club® Mastercard® cardholders earn Sam’s Cash on eligible net purchases (less credits, returns, taxes and adjustments) made with their Sam’s Club® Mastercard® account. Rewards percentages depend on the type of purchase made. Sam’s Cash is not earned on the following purchases or transactions at Sam’s Club or SamsClub.com: cash advances, tobacco and smoking related products (including electronic cigarettes), prescription purchases, reloading or purchases of prepaid cards, gift cards (including third party gift cards), traveler’s checks or any cash equivalents. Maximum of $5,000 in Sam’s Cash can be earned in a calendar year. Eligible purchases on multiple Card Accounts for the same Sam’s Club member, including business and personal accounts, will be aggregated in determining the $5,000 maximum Sam’s Cash per year. Sam’s Cash earned under the Sam’s Club Mastercard Rewards Program will be issued and combined with all other Sam’s Cash earned under the Sam’s Cash Loyalty Rewards Program, within 1-2 billing cycles after being earned. Sam’s Cash is forfeited if the Sam’s Club® Mastercard® account is not in good standing (i.e., is delinquent) or if the Sam’s Club Membership terminates or lapses. Sam’s Cash earned will be automatically loaded onto your Sam’s Club membership and may be redeemed only at a Sam’s Club location or at SamsClub.com. See the “How to Earn Sam’s Cash with your Sam’s Club Mastercard” rewards program terms for details. Subject to credit approval.
†New Accounts as of 10/1/26: Min Interest Charge $2. Sam’s Club Credit Card: Variable Purchase APR 28.90%. Sam’s Club Mastercard: Variable Purchase APR 20.40% or 28.40%. Variable Cash APR 25.40% or 31.40% and 3% Fee ($5 min).
‡Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
Any card used in Apple Pay is offered by the card issuer.
Google Pay, the Google Pay Logo, and the Google Store are trademarks of Google LLC.
Samsung and Samsung Wallet are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
