Access your WHBM credit card.

1. To get started, speak to an associate at a WHBM, WHBM Outlet, or visit www.WHBM.com/rewards. Please note: When applying for the WHBM credit card, you will first need to be enrolled in the WHBM Prestige rewards program if you are not already a member. Current members, must log in before applying.
2. Complete the application process online or in-store.
3. If you are approved instantly, you will be able to shop immediately with your temporary account information. With this account information, you can shop at WHBM and the temporary account information is valid for 14 days. Please note, if you applied online, your temporary account information is valid for purchases at whbm.com and in-store at WHBM and WHBM Outlet; if you applied in-store, your temporary account information is only valid for purchases in-store at WHBM until you receive your physical credit card in the mail and activate it.
4. Additionally, if you apply and are approved online, you can instantly add your new card to your digital wallet and start using it immediately at WHBM. Supported wallets include Apple Pay (WHBM Credit Card and Mastercard®), Google Pay (WHBM Mastercard) and Samsung Pay (WHBM Mastercard).
5. Your new credit card will arrive in the mail 7 - 10 business days following the approval of your account.

If you are not approved instantly, it may take up to 10 days to learn more about your application status via mail or email from Synchrony.

The WHBM Mastercard can be used for purchases and to earn reward points everywhere Mastercard is accepted, including in-store at all participating WHBM locations and online at WHBM.com.^¹

The WHBM Credit Card is a Private Label Credit Card and can only be used for purchases and to earn reward points in-store at all participating WHBM locations and online at WHBM.com.^¹

The WHBM Credit Card and WHBM Mastercard can be used to make purchases at WHBM, WHBM Outlet and online at WHBM.com. Additionally, the WHBM Mastercard can be used anywhere else a Mastercard is accepted.^¹

The WHBM Mastercard can be used at Chico’s and Soma stores and the Primary WHBM cardmember will earn 1% back in points credited to their WHBM Prestige rewards account^¹. The WHBM Credit Card can only be used in-store and online at WHBM.

You can earn 7.5% back in points on qualifying purchases made using your WHBM Mastercard or WHBM Credit Card at WHBM, WHBM Outlets, and online at WHBM.com^¹. WHBM Mastercard members also earn 2% back in points on Grocery Store and Restaurant purchases and 1% back in points everywhere else Mastercard is accepted.^¹

Once you have earned 1,000 points, you’ll receive a $10 WHBM Prestige reward certificate which can be used towards a future qualifying WHBM purchase. For full details on the WHBM Prestige rewards program, visit www.WHBM.com/rewards.

To make a payment to your WHBM credit card, click “Manage My Account” above or call the phone number on the back of your card. Payments cannot be made in store.

In addition to earning 7.5% back in points on qualifying WHBM purchases (WHBM Mastercard cardmembers also earn 2% back on Grocery Store and Restaurant purchases and 1% back on all other Mastercard purchases), you will also receive Free Shipping with no minimum spend requirement, an annual Birthday Reward, access to Special Sales and Offers and the ability to save an additional 5% on your WHBM purchases once you achieve VIP Cardmember status. Plus, there is no annual fee^².

You can get up to date information on your WHBM credit card account by registering and logging into your account. Click “Manage My Account” above or click “Get started” to register.

To activate your card, visit www.synchrony.com/activate.

Yes, click “Manage My Account” above (or click “Get started” to register). Here you can view your current account balance and statements, make a payment, message us, add an authorized user or request a credit line increase.