Access your Soma credit card.

1. To get started, speak to an associate at a Soma, Soma Outlet or visit www.soma.com/rewards. Please note: When applying for the Soma credit card, you will first need to be enrolled in the Soma My Rewards program if you are not already a member. Current members, must log in before applying.
2. Complete the application process online or in-store.
3. If you are approved instantly, you will be able to shop immediately with your temporary account information. With this account information, you can shop at Soma and the temporary account information is valid for 14 days. Please note, if you applied online, your temporary account information is valid for purchases at soma.com and in-store at Soma and Soma Outlet; if you applied in-store, your temporary account information is only valid for purchases in-store at Soma until you receive your physical credit card in the mail and activate it.
4. Additionally, if you apply and are approved online, you can instantly add your new card to your digital wallet and start using it immediately at Soma. Supported wallets include Apple Pay (Soma Credit Card and Mastercard®), Google Pay (Soma Mastercard), and Samsung Pay (Soma Mastercard).
5. Your new credit card will arrive in the mail 7 - 10 business days following the approval of your account.

If you are not approved instantly, it may take up to 10 days to learn more about your application status via mail or email from Synchrony.

The Soma Mastercard can be used for purchases and to earn reward points everywhere Mastercard is accepted, including in-store at all participating Soma locations and online at soma.com^¹.

The Soma Credit Card is a Private Label Credit Card and can only be used for purchases and to earn reward points in-store at Soma locations and online at soma.com ^¹.

The Soma Credit Card and Soma Mastercard can be used to make purchases at Soma, Soma Outlet stores and online at soma.com. Additionally, the Soma Mastercard can be used anywhere else a Mastercard is accepted^¹.

The Soma Mastercard can be used at Chico’s and White House Black Market stores and the Primary Soma cardmember will earn 1% back in points credited to their Soma My Rewards account^¹. The Soma Credit Card can only be used in-store and online at Soma.

You can earn 7.5% back in points on qualifying purchases made using your Soma Mastercard or Soma Credit Card at Soma, Soma Outlets, and online at soma.com^¹. Soma Mastercard members also earn 2% back in points on Grocery Store and Restaurant purchases and 1% back in points everywhere else Mastercard is accepted^¹.

Once you have earned 500 points, you’ll receive a $5 Soma My Rewards certificate which can be used towards a future qualifying Soma purchase. For full details on the Soma My Rewards program, visit www.soma.com/rewards.

To make a payment to your Soma credit card, click “Manage My Account” above or call the phone number on the back of your card. Payments cannot be made in store.

In addition to earning 7.5% back in points on qualifying Soma purchases (Soma Mastercard cardmembers also earn 2% back on Grocery Store and Restaurant purchases and 1% back on all other Mastercard purchases)^¹, you will also receive Free Shipping with no minimum spend requirement, an annual Birthday Reward, access to Special Sales and Offers and the ability to save an additional 5% on your Soma purchases once you achieve VIP Cardmember status. Plus, there is no annual fee^².

You can get up to date information on your Soma credit card account by registering and logging into your account. Click “Manage My Account” above or click “Get started” to register.

To activate your card, visit www.synchrony.com/activate.

Yes, click “Manage My Account” above (or click “Get started” to register). Here you can view your current account balance and statements, make a payment, message us, add an authorized user or request a credit line increase.