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Sweet little moments can make a lasting impact.

It started with a simple idea, and turned into so much more. See how taking small steps with the right partner by your side can lead to delightful surprises down the road.

Fill your cup. And your knowledge bank.
Discover the recipe to making saving a habit with helpful insights from our team.
READ THE BLOG
Set them up for success.
Get your free lemonade stand kit today.
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Grow your savings.
Build something special.
We're dedicated to helping you achieve your dreams.
  • Rates consistently 8x the National Average*
  • No monthly fees
  • No minimums
  • Digital tools to help you save smarter
Open a Synchrony Bank High Yield Savings account today.
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Planting seeds
through education.

Join us in supporting DonorsChoose.

Synchrony Bank wants to help close the financial knowledge gap and create lifelong success stories. Through a partnership with education nonprofit DonorsChoose, we’re funding teacher-led efforts to educate kids about smart money management.

Join us in helping build a beautiful future for our kids.

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It all adds up.

See how much you need to save to reach your financial goals with our High Yield Savings account.

 
Hard work
(plus a great rate) pays off.
A little bit at a time goes a long way. Let your savings dream big with great rates from Synchrony Bank.
%
APY *
HIGH YIELD SAVINGS
No monthly fees. No minimum balance.
START SAVING

What’s your saving success story?

My Synchrony Bank HYS account helped me save for vacation and I proposed to my fiancé! The high interest makes accomplishing goals easy!

Paul
Indianapolis, IN

So happy with Synchrony Bank - the return on my investment is significantly greater than big banks. Glad my friend recommended them to me!

Karen
Tampa, FL

We use Synchrony Bank’s High Yield Savings for our emergency fund. We wanted to maintain a solid cushion against uncertainty. We love to watch it grow over time!

Matthew
Greenville, NC

Instead of having money just sit, my money gains great interest and helps cushion my emergency fund. Thanks Synchrony Bank! 

Roger
Carmel, CA

I save to take my family out. It’s nice to say "Let's do that" when something comes up. Memories to last a lifetime. Thanks Synchrony Bank!

Phil
Dallas, TX

We saved, taking advantage of preferred CD and Money Market rates. Took a trip to Italy to visit relatives we’d never met! Thank you, Synchrony Bank!

Peter
Richmond, VA
EXPLORE PRODUCTS

*DISCLOSURES:

ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of .

APY is subject to change at any time without notice. Offers apply to personal non-IRA accounts only. Charges for specific services may reduce earnings. For High Yield Savings Accounts, the rate may change after the account is opened.

NATIONAL AVERAGE: National Average APYs are based on specific product types of top 50 U.S. banks (ranked by total deposits) provided by Curinos LLC through 06/02/2025. High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. Curinos data is obtained from public sources; accuracy and completeness is not guaranteed. Curinos is not liable for reliance on the data.