It’s time for a more convenient payment experience.

Start using Synchrony Pay Later!

It's here!

The transition to Synchrony Pay Later is on June 29, 2025.

You must re-enroll in Autopay to continue automated payments.

Unlock features like payment tracker, Autopay setup, loan payment alerts and more on this new servicing platform.

Sign in now

Ways to pay

You’ll need to take action to set up payments in one of the following ways:

Online

Select a one-time payment or Autopay with a debit card or ACH transfer. To log in, you’ll need the last four digits of your social security number and the phone number used at the time of your loan application.

Make a payment

Phone

You can call to pay your loan with either a debit card or ACH transfer at 1-844-373-4960.

Mail

You can mail your payments to:

 

PO Box 71712, Philadelphia, PA 19176-1712

 

In July, you’ll receive paper statements with updated account information.

Bank Bill Pay

You’ll need to set up a new bill payment through your bank, using:

 

Synchrony Pay Later as the payee’s name
PO Box 71712, Philadelphia, PA 19176-1712

 

In July, you’ll receive paper statements with updated account information.

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What to expect with your transition to Pay Later

Our easy-to-navigate online experience allows you to manage multiple loans in one place, stay on track with payments, and review account details.

Simple steps to enrollment.

We make enrolling in our user-friendly online experience easy. View your loan statement for instructions on how to set up your online account and sign in.

Stay on top of your payments.

Enroll in Autopay to eliminate the hassle of keeping up with payment due dates.

Everything you need in one place.

Customize your account settings and personal preferences. Manage your alerts, reminders, and view account details at your convenience.

Customer care

Need help? Contact us at 1-844-373-4960.

FAQs

Have questions? We have answers.