A Modern Guide to Fandom: Passion, Connection and Smart Spending

TABLE OF CONTENTS(SHOW)

    Key Takeaways:

    • The benefits of fandom can go beyond entertainment, fostering community, connection and a stronger sense of belonging.
    • There are many ways to engage with the things you love, from collecting and creating to bringing fellow fans together.
    • Planning ahead and using Synchrony credit cards, savings accounts and financing options strategically can help you get more from your fandom.

    Jill Fox of Parkland, Florida, grew up listening to her mother play mah-jongg with friends. The tiles, inscribed with Chinese characters, make a characteristic clacking noise. But Fox also recalls the sound of laughter and spirited conversation.

    Fast forward to 2020, when Fox started bringing women in her community together to teach them how to play mah-jongg. Fox’s passion for the game eventually turned into a successful business called Crak Your Bags—“crak” for the sound of tiles hitting the tabletops and “bags” for the trips participants get to go on (think Caribbean cruises and boat trips down the Rhine in the Netherlands).

    Fox’s story is just one example of how being a fan of something can transform into so much more. “We bring together women who might not want to travel alone,” Fox says. “We tell them, ‘You’ll never be alone when you’re with us. We’re like one big family.’”

    Here’s a closer look at why fandom matters and how to enjoy the things you love without compromising your time or money.

    Understanding the Benefits of Fandom

    There’s a growing body of research showing that engaging in fandom can improve your health, especially when you connect with other fans—ideally, in person.

    A new research initiative is underway at the Harvard Kennedy School, called the “Fandom and Social Connection Initiative,” that focuses primarily on sports fandom.

    “Americans are experiencing a ‘connection recession,’” the initiative states. “People have fewer close friends, spend more time alone and struggle to maintain relationships. Sports fandom offers a promising response because it is widespread, deeply held, recurring and fun. … It gives people shared identity, shared emotion and shared rituals.”

    Research conducted by Live Nation, the events company, found similar results when looking at the growing—and global—impact of music fandom. About 93% of fans said they’re craving real experiences, and 77% said that being in a crowd of fans makes them feel part of something bigger.

    “The easier it becomes to live our lives through a screen, the more people value the moments they can only experience in person,” says Maggie Kuo, senior director of fan and partner research at Live Nation.

    Concerts and sports may draw the big crowds, but even people with more arcane pastimes can experience the magic too, according to Eventbrite’s 2026 study, “Reset to Real,” which surveyed the vibrant communities around puzzle competitions, genealogy and, yes, mah-jongg.

    What Kind of Fan Are You?

    There’s no single “right” way to be a fan. People express their fandom in different ways, often moving between them over time.

    Here’s a look at some of the ways people pursue their passions—and you don’t have to choose just one.

    The collector

    This type of fan is an enthusiast whose primary focus is amassing things. A case in point: My husband collects vinyl records (thousands of them), which entails listening to music, of course, but also attending record fairs, seeking out used record stores when we travel and cataloging the going rate for each album he owns.

    Buying swag and souvenirs can be a part of any kind of fandom. During the 2026 NBA playoffs, New York City was awash in blue and orange, the Knicks’ colors, giving merch-clad strangers a way to identify and bond with each other.

    The community builder

    This fan is someone who enjoys connecting fellow enthusiasts, much like Fox and her mah-jongg players. Essential to any fan community, these helpers might start an IRL fan club that hosts meetups or an online community.

    If you’re interested in starting—or joining—a fan community, check out meetup.com to learn about gatherings of everyone from bachata dancers in Barcelona (nearly 15,000 members strong) to French bulldog fanciers in San Diego.

    You could also simply invite people over to watch a big game, an awards show or the finale of that series you’re streaming.

    The creator

    This is a fan who produces content about their fandom, a phenomenon that has ushered in highly popular—and highly specific—YouTube channels, Substack newsletters and conversations on sites like Reddit.

    These platforms are free, open to anyone and, if you can figure out how to monetize your content, a potential source of income.

    How To Invest in Your Fandom Responsibly

    Passionate fans can find themselves purchasing everything from the odd merch table item to specialty travel and expensive equipment—a mountain bike or pottery kiln, for example.

    A little planning can help you support the hobbies, teams and communities you love without putting other financial goals on hold.

    So how do you make a fandom spending plan? As with so many financial questions, the answer starts with your budget—and adding a “fandom” line item to your list of expenditures. The classic 50/30/20 budget allocates 30% of your income toward discretionary spending, which can include categories like your fandom.

    Here are a few ways to squeeze more out of your fandom budget:

    • Use specialty credit cards. There are some credit cards designed for specific passions and pursuits, such as Synchrony’s credit cards for outdoor lovers and music fans. These cards may offer promotional financing or special offers through select participating retailers.
    • Find deals and promotions. Look for deals on the expenditures you’ll make, checking out Synchrony Marketplace for discounts on things from travel to audio equipment.
    • Consider financing options. Especially for larger purchases, financing can help you make payments over time.
    • Set a savings goal. For future expenditures, open a dedicated savings account to keep that money separate—and growing—while you also save for retirement and other goals.

    READ MORE: 6 Steps To Create a Basic Budget That Works for You

    Remember What Makes Fandom Rewarding

    It’s the thrill of a real-time event. The “good stress”—called eustress—of a nail-biter of a sporting match. The elation of a big win or the “misery loves company” of a hard loss. The joy of singing along with your favorite band with thousands of other fans. The quiet pleasure of discussing the merits of Jane Austen’s largely unsung Northanger Abbey.

    In the end, it’s not about the things you purchase but the shared memories you create, the relationships you build and the sense of belonging you find along the way. We can all be a fan of that.

    Synchrony helps you get the most out of everyday life. Explore our financing and savings products, plus deals and offers from the brands you love. Learn more.

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    Diane di Costanzo

    Diane di Costanzo is a writer who covers personal finance, tennis, health, travel and real estate for various publications, including the United States Tennis Association, The Wall Street Journal, Vogue, Health and Connecticut Cottages & Gardens. She is the former chief content officer at People Inc. and teaches a graduate-level media course at New York University

    *The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony does not provide any warranty as to the accuracy, adequacy or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.
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