Zero Interest if Paid in Full within
6 Months1

On purchases of $199 or more made with the Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

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See if you Prequalify with no impact to your credit bureau score.

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For all your car care needs

6 months promotional
financing available

on purchases of $199 or more with the
Synchrony Car Care credit card1.

Get gas whenever you need
it, wherever you are

with acceptance at gas stations
nationwide2 across all major gas brands.

It’s safe and secure

with $0 fraud liability and no annual fee3.

Even More Benefits

  • Ability to request a credit limit increase4
  • 24/7 secure online account access
  • Enroll in and customize account alerts

Synchrony Car Care is accepted at 1 million+

auto merchant locations nationwide2 including parts, repair, gas, services and more!

Explore Merchants

You’ve got options with the Synchrony Car Care credit card. Take a look at some of the merchants where the card is accepted.

    FAQ

    Have questions? We have answers.

    • 6 Months Promotional Financing available on eligible purchases of $199 or more1
    • Acceptance at gas stations nationwide2 across all major gas brands
    • No annual fee
    • Safe and Secure with $0 fraud liability
    • Ability to request a credit limit increase
    • Exclusive cardholder discounts
    • Convenient monthly payments
    • 24/7 secure online account access
    • Customizable account alerts

    The Synchrony Car Care credit card is accepted at gas stations and auto parts and service businesses nationwide. A complete list of participating retailers and gas locations can be found online here.

    Simply pay as you normally would–swipe or insert your card at checkout. Promotional financing will automatically be applied to eligible purchases. It works the same when shopping online. Just enter your Synchrony Car Care credit card account number on the payment form at eligible online retailers.

    You can always make more than your minimum monthly payment and pay off your item(s) earlier than the promotional financing end date.

    The Promotional Summary Box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well. Note: Deferred interest charges will be shown on each statement but will not be billed to your account unless your promotional balance is not paid in full on or before the promotional expiration date.

    You can schedule up to 12 future payments, including the date you want the payment to post to your account and the amount. You can also vary the amount, date and payment source for each payment.

    Synchrony Bank sends monthly statements to you which provide Promotional Purchase Summary Information, the Accrued Deferred Interest, and the Promotional Expiration Date. To avoid interest charges on any promotion, the promotional balance must be paid in full by the expiration date. Check your statements to ensure that your payments were received before the promotional expiration date.

    To change your email address, address, phone number, or other personal information on your account, please visit www.Synchrony.com.

    If you need to change the name on the account, please call us at 866-657-0376 Monday through Friday from 8AM — 12 Midnight (ET).

    Have a question about or want to check the status of a Rebate?

    Visit synchronycarcare.sendmyrewards.com or call 1-866-419-4001 to inquire about status.

    Note: Rebates cannot be used as a payment method on a Synchrony Car Care credit card account. Rebate Center Hours: M–F 9AM – 9PM ET

    Synchrony Car Care credit cardholders can manage their account online by registering / signing in or Chat with us (chat is unavailable in Internet Explorer) if you need additional account assistance. You may also call 1-866-657-0376 to speak to a customer service representative

    Synchrony Car Care blank card

    Ready To Get started?

    Manage all your car expenses with the Synchrony Car Care credit card, accepted at gas stations, auto parts and service businesses nationwide. See if you Prequalify and get a decision in seconds with no impact to your credit bureau score.

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    1No Interest if Paid in Full within 6 Months on purchases of $199 or more made with your Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing. This is a Deferred Interest Promotion. To learn more about how Deferred Interest Promotions work, click here.

    2Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S., including Puerto Rico. Click here for merchant locations. Acceptance of the Synchrony Car Care credit card is also determined by the merchant category code (the "MCC") associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant's payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.

    3New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.

    4Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.