12–60 MONTHS
12–60 months
12–60 MONTHS
Promotional financing
on qualifying purchases.1
Promotional financing
on qualifying purchases.1
Promotional financing
on purchases of $299 up to $1,998.99.1
Promotional financing
on purchases of $1,999 or more.1
Make the best decision on how to budget your purchase with our convenient Payment Calculator.
Have questions? We have answers.
With the Synchrony HOME Credit Card you can take advantage of many card benefits including:
You can use your Synchrony HOME Credit Card for purchases at Synchrony HOME partner locations. We have partners in home categories including flooring, electronics & appliances, furniture & mattresses, patio and more at all Synchrony HOME Partner locations. Visit the Synchrony HOME retailers page for locations near you visit the Synchrony HOME store locator.
You will only be charged interest on your promotional balance if you do not pay it off within the promotional period.
Realize your dream home with help from the Synchrony HOME credit card, accepted at thousands of locations nationwide.*
Apply Now1Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
2No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME credit card. 6 months on purchases of $299 – $1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
3New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms.
4Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.
5Data fees may apply.