Buy Now, Pay Later with Synchrony
Synchrony Pay Later gives you the power to make purchases today and pay them off over time in predictable equal payments.*

Here's how it works:
- Shop Amazon.com and fill your cart with $50 or more of eligible products
- At checkout, select Synchrony Pay Later as your payment method and submit an application
- If approved, select the payment plan that works for you, then confirm your loan.
- Make easy monthly payments. We'll send you email or SMS reminders.
Frequently asked questions
Frequently asked questions
Frequently asked questions
*Subject to credit approval. Synchrony Pay Later loans are provided by Synchrony Bank.