Financing to fuel your business.

Experience the power of more financing possibilities with helpful solutions and benefits from Synchrony Car Care™.

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Take advantage of partner tools to help you build your business.

Advertising Wizard

Create and download advertising materials to promote your financing program.

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Learning Center

Use training tools to help you and your team offer financing.

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Business Center

Apply, transact, order FREE in-store signage, and more!

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POP can start the conversation.

Your free point-of-purchase, or POP, materials can help jump-start the sales conversation. From window clings to payment estimator sticky notes, POP can help you promote financing and help your customers see the benefits

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Synchrony Ignite

Earn while you learn! Discover more about your financing program and earn Ignite Points to redeem for great rewards. Earn 2,500 Ignite Points when you register!

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Reach further with Synchrony Car Care!

Your Synchrony Car Care partnership can help you maximize your reach to customers with available credit. Ready to see your potential customer reach and the available credit you don’t want to miss out on?

  1. Go to synchronybusiness.com/reach
  2. Enter your ZIP code and select a radius.
  3. Click “See Your Results”.

 

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Find out how many cardholders are in your area:


Range

Synchrony Car Care cardholders in your area, based on radius to zip code :

cardholders 1 within miles

available credit 1 within miles

1as of 04/18/2021

2Seventh Annual Major Purchase Study, Auto 2019

Especially for you:
Success stories and industry news.

Find out what’s worked for others in your position and get the latest industry news.

Find out how offering the Synchrony Car Care™ credit card to every customer, every time, helped Lakeland Toyota increase credit sales by 32% in six months!

Lakeland Toyota auto service team standing in garage for Synchrony Car Care success story photo.

Cardholder benefits for all your customers.

Direct customers to synchrony.com/carcare for Synchrony Car Care™ credit card benefits, locations, offers, account management and more.

Icon Car

6 months promotional financing available on purchases of $199 or more.*

Icon Gas Pump

Acceptance at over 200,000 gas stations nationwide across all major gas brands.**

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It’s safe and secure with $0 fraud liability and no annual fee.1

Deferred Interest Offer

No Interest if Paid in Full within 6 Months*
on purchases of $199 or more made with your Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.

Deferred Interest: How it works

How are my monthly payments calculated?

  • Minimum monthly payments, based on a percentage of your account balance or a minimum amount, are required in accordance with the standard account terms.
  • It is very important to note that the required minimum monthly payments may or may not pay off your purchase by the end of the promotional period.
  • If you want to ensure that your purchase is paid before the end of the promotional period (to avoid interest), you should schedule additional or larger payments accordingly.

How long will it take to pay off my purchase?

  • There will be information on your billing statement about how long it will take to pay off your account if you only make minimum payments.

What is the Interest Rate and will it change?

  • Interest will be charged to your account from the purchase date if the promotional purchase balance is not paid in full within the promotional period.
  • Although interest will accrue at the standard rate applicable to your account, it will only be assessed and added to your account as a lump sum at the end of the promotional period if the promotional purchase balance is not paid in full by the expiration date shown on your statement.
  • To avoid paying interest, be sure to pay your promotional purchase balance by the expiration date.

How do I avoid paying interest or minimize the interest paid?

  • Pay your promotional balance in full before the end of the promotional period to avoid interest.
  • If you do not make a payment on time, you will be charged a late fee (see terms for details).